1. Information We Collect

• Personal Information:
  • Full Name, Gender, Date of Birth
  • Mobile Number, Email Address, Residential Address
  • Government ID Proofs: Aadhaar, PAN, Passport, Voter ID (as required)
• Banking & Transaction Details:
  • Bank Account Details, UPI ID (for cashback transfers)
  • GST Invoices, Purchase Bills, Recharge Receipts
  • Shopping, Bill Payment & Transaction Data
• Vehicle Details (Self & Family):
  • Vehicle Type, Registration Number
  • Insurance Policy Number, Provider, Expiry Date
  • Vehicle Loan Info, EMI Details
• Insurance & Loan Details:
  • Health, Life, Term & Vehicle Insurance
  • Policy Numbers, Sum Assured, Premium Amount, Expiry Date
  • Personal, Home & Vehicle Loan Details with Bank Info
• Family Member Details:
  • Names, Ages, Relationship with Subscriber
  • Occupation, Education (for student benefits)
  • Health Conditions (for medical support)
  • Family’s Vehicle, Policy & Loan Info
• Platform Usage Data:
  • Login History, Device Info, Referral Activity
  • Uploaded Documents, Bill Submissions

2. Purpose of Data Collection

• Process cashback & referral rewards
• Validate user and family purchases
• Provide insurance, loan & medical support
• Prevent fraud & misuse of services
• Send personalized offers & updates
• Enhance platform features & security

3. Data Sharing Policy

We DO NOT sell or rent your data.

We may share limited information securely with:

• Payment Gateways (for cashback processing)
• Insurance & Loan Partners (only with your consent)
• Referral Tracking Systems
• Law Enforcement Agencies (when required by law)

All data is shared through encrypted and secure systems.

4. Data Storage & Protection

• SSL Encryption & Secure Servers
• Restricted access to authorized personnel only
• No storage of card or sensitive payment details
• Regular audits & data protection measures

5. Your Rights as a User

• Access your account data anytime
• Request corrections or updates
• Delete your data & account (upon request)
• Opt-out of promotional communications

For all requests, email: privacy@internationalcashbacknetwork.com

6. Cookies & Tracking

We use cookies to:

• Save login sessions
• Personalize rewards and offers
• Analyze usage and improve services

You can disable cookies in your browser settings.

7. Children’s Data Protection

No registration is allowed for users under 18.

Parents may use their account to claim benefits for minor children.

8. Changes to Privacy Policy

We may update this policy from time to time.

All changes will be posted on our website.

Continued use of ICN means acceptance of the updated policy.

9. Contact Us